Critical illness cover provides a lump-sum payout for severe diseases like cancer and heart attacks, easing financial stress and ensuring focus on recovery. What is Critical Illness Cover? Critical illness cover is a type of insurance that provides a one-time payout upon diagnosis of specific severe medical conditions listed in the policy. Unlike regular health … Read more
Daycare procedures cover medical treatments that don’t require 24-hour hospitalization. Understanding their insurance coverage helps manage healthcare costs effectively. What Are Daycare Procedures? Daycare procedures refer to medical treatments or minor surgeries that require hospitalization for a few hours but do not necessitate an overnight stay. These procedures are usually performed using advanced medical technology, … Read more
Pre & post-hospitalization coverage includes medical expenses before and after hospitalization, ensuring financial relief and a smooth recovery process. What Are Pre & Post-Hospitalization Expenses? Pre-hospitalization expenses refer to medical costs incurred before admission to a hospital. These include: Doctor consultations Diagnostic tests like X-rays, MRIs, and blood tests Medications prescribed before hospitalization Routine check-ups … Read more
Hospitalization coverage in health insurance reduces financial stress by covering medical expenses during hospital stays, ensuring access to quality healthcare. What is Hospitalization Coverage? Hospitalization coverage is a type of health insurance that reimburses or directly covers medical expenses incurred during a hospital stay. It includes costs related to room charges, doctor’s fees, surgery, medication, … Read more
Top-up and Super Top-up plans provide extra coverage beyond policy limits, helping manage high medical expenses without straining finances. What Are Top-up and Super Top-up Plans? Top-up Plan A Top-up health insurance plan is an additional policy that covers medical expenses beyond a predefined deductible limit. However, it applies to a single hospitalization. This means … Read more
Maternity and newborn insurance covers medical expenses for mothers and babies, ensuring financial security during childbirth and early care. What is Maternity and Newborn Insurance? Maternity and newborn insurance is a health insurance policy designed to cover expenses related to pregnancy, childbirth, and postnatal care. It typically includes coverage for hospital stays, doctor consultations, prenatal … Read more
Student health insurance provides medical coverage for international students, ensuring access to healthcare without financial strain while studying abroad. What is Student Health Insurance? Student health insurance is a medical coverage plan designed for students studying abroad. These policies cover medical expenses, hospitalization, doctor visits, prescription drugs, and emergency care, ensuring students have access to … Read more
Group health insurance provides medical coverage for employees, boosting well-being, productivity, and job satisfaction while attracting top talent. What is Group/Corporate Health Insurance? Group health insurance is a policy designed for businesses, covering employees (and sometimes their dependents) under a collective health plan. Companies purchase these plans to offer healthcare benefits, ensuring their workforce has … Read more
Senior Citizen Health Insurance is designed specifically for individuals above 60 years of age, providing coverage for hospitalization, critical illnesses. What is Senior Citizen Health Insurance? Senior Citizen Health Insurance is a policy tailored for individuals aged 60 and above. It covers medical expenses related to age-related ailments, surgeries, emergency hospitalization, and critical illnesses. Since … Read more
Introduction Family health insurance covers medical expenses for all members under one policy, ensuring financial security and peace of mind amid rising healthcare costs. What Is Family Health Insurance? Family health insurance is a type of medical insurance that covers multiple family members under a single plan. Instead of purchasing individual policies for each person, … Read more